Insurance in and around Frederick
Bundle policies and save serious dollars
Great insurance and a great value

Would you like to create a personalized quote?
Personal Price Plans To Fit Your Needs
Help protect what's important to you - your loved ones, home, etc. - with the wonderful insurance that State Farm offers. Agent Gary Pena can help you create a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Bundle policies and save serious dollars
Great insurance and a great value

Protect Your Family, Vehicles, Home, And Future
But your automobile is just one of the many insurance products where State Farm and Gary Pena can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, cost structures, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
Personal property and casualty insurance
Personal property and casualty insurance
What is Personal Property and Casualty Insurance? Learn more information on automobile, homeowners, watercraft, condo, renters and more.
Night driving and headlight glare
Night driving and headlight glare
A dangerous aspect of night driving is the blinding glare from oncoming headlights. Discover tips to reduce headlight glare when driving at night.

Simple Insights®
Personal property and casualty insurance
Personal property and casualty insurance
What is Personal Property and Casualty Insurance? Learn more information on automobile, homeowners, watercraft, condo, renters and more.
Night driving and headlight glare
Night driving and headlight glare
A dangerous aspect of night driving is the blinding glare from oncoming headlights. Discover tips to reduce headlight glare when driving at night.