Insurance in and around Frederick
Protect the life you've built
Great insurance and a great value

Would you like to create a personalized quote?
100 Years Of Good Neighboring Experience
Your family and your things are some of what's most important to you. It's reasonable to want to protect them. That's why State Farm offers fantastic insurance where you can design a Personalized Price Plan to help fit your needs.
Protect the life you've built
Great insurance and a great value

Insurance Products To Meet Your Ever Changing Needs
But your car or truck is just one of the many insurance products where State Farm and Gary Pena can help. Do you operate a business in the Frederick area or want to be your own boss? Navigating the complicated world of small business insurance? Gary Pena can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
How is car insurance calculated?
How is car insurance calculated?
Learn how car insurance is calculated, what factors affect your rates and what you can do to help lower costs.
What is a special needs trust?
What is a special needs trust?
A special needs trust involves a plan to assist in caring for your loved ones if you're not there. Learn how one works and what's needed to fund it.

Simple Insights®
How is car insurance calculated?
How is car insurance calculated?
Learn how car insurance is calculated, what factors affect your rates and what you can do to help lower costs.
What is a special needs trust?
What is a special needs trust?
A special needs trust involves a plan to assist in caring for your loved ones if you're not there. Learn how one works and what's needed to fund it.